FAQs - Provest Limited

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Who can apply for a loan from Provest Limited?: Our loan services are exclusively for state and federal civil servants in Nigeria with a valid IPPIS or Remita Number.
What is the minimum and maximum loan amount I can apply for?: You can apply for loan amounts ranging from ₦50,000 to ₦300,000, depending on your salary scale and repayment capacity.
What are the requirements for loan eligibility?: Applicants must:

Be a verified civil servant (state or federal)Possess a valid IPPIS or Remita NumberProvide official ID and employment verification documentsHave an active salary account
What is the interest rate on Provest loans?: All loans attract a flat interest rate of 10%, applied once on the principal amount.
What is the repayment period?: We offer flexible repayment terms of 1 month, 3 months, or 6 months, depending on the borrower’s preference.

How long does it take to receive the loan after approval?: Once approved, your loan will be disbursed to your salary account within 24 to 48 hours.
Can I apply for another loan while repaying an existing one?: Yes, but you must have repaid at least 50% of your current loan and remain in good standing with us.
What happens if I default on repayment?: Late payments attract a 1% penalty per month on the outstanding balance. Continuous default may lead to deductions via IPPIS or legal recovery.
Is my personal information safe with Provest Limited?: Yes. We are fully compliant with the Nigeria Data Protection Regulation (NDPR) and safeguard all your data through secure systems.
How do I contact Provest Limited?: You can reach our customer service via:

📞 Phone: +2347038331044📧 Email: [email protected]📍 Office Address: 2a, Lateef Jakande Road, Agidingbi, Ikeja, Lagos.📱 Social Media: @ProvestCredit on Instagram, Facebook, X