- [email protected]
- 2a, Lateef Jakande Road, Agidingbi, Ikeja, Lagos
Click on the APPLY bottom and complete an application with valid information, upload
necessary documents and state the amount applying for. We will review your application and revert to you.
The entire process can be completed in no time! Once you complete our short application and
accept the loan offer provided, your information is reviewed, and a loan decision is typically provided within hours. If approved, funds will be received within a few moments of the application process being completed.
When you fill out an application, our system will calculate and determine if you are eligible to
borrow such amount or not considering the repayment duration. This differs by individual, so
please ensure your information is accurate and upload necessary documents, for us to provide
you with the best possible loan offer.
Yes, you can apply for a top-up to your existing loan. This will be added to your existing balance so far as your salary can accommodate the new repayment amount.
Loans are disbursed once approved however, a delay may occur due to banking activities or network. You can contact us if fund is not received 24hours after approval.
We ask for card details in order to receive your loan repayments on your due date. Provest understands that this is very sensitive information, so we have taken all available precautions, and secured our platform with world-class encryption and security technology to protect your data.
You can check your current status by logging into your account. If you have successfully paid off
your previous loan on time, you can typically re-apply for another loan shortly after and may qualify for higher credit.
We understand that financial circumstances can change suddenly, however, it is important to note that we do not schedule repayment dates and you should only take a Provest loan if you are reasonably certain you have the means to repay within the agreed period.
There may be fees associated with late repayments. In addition, defaulting loans are reported to national Credit Bureaus, and this can severely affect your ability to access loans in future. We therefore advise you take every effort to meet your obligations on time.
When using Provest, your data is always secure. Our platform uses world-class standard security and encryption technology to protect all details. When you provide us with information, you can also be assured of your privacy – our loan agreements are always kept confidential.
If you do not remember your PIN, sign in and select 'forgot PIN'. Enter the requested personal details in order to verify yourself and reset your PIN.
We ask for card details in order to receive your loan repayments on your due date. Provest understands that this is a very sensitive information, so we have taken all available precautions, and secured our platform with world-class encryption and security technology to protect your data.
Depending on your card type, you may need to contact your bank to enable your debit/ATM card for online transactions prior to completing setup on Provest.
If you want to make a payment prior to your due date, you can either make a transfer to our bank account and notify us or click on 'Make a Repayment' button.
Please note that due dates are fixed when your loan is approved. We do not currently reschedule due dates, so please ensure that you make your repayment on/before your agreed due date in order to continue having this service available to you.
Provest never shares your personal details with third parties, unless it is for dedicated business purposes, such as reporting of loan defaulters to authorized Credit Bureaus. It is therefore important to ensure that you repay your loan on time, so your credit history is not negatively affected. If you make timely repayments, this increases your chances of accessing credit from financial institutions in future.
Credit bureaus are agencies that provide information on individuals’ borrowing habits and financial patterns. They typically work with financial institutions and other creditors to collate this data, and your performance on previous reported accounts impact your ability to obtain loans or other financial services in future. The more loans you repay on time, the better your credit history gets. With this, you’ll be able to access better loans at cheaper rates.
“We’re here to assist you. Reach out anytime for personalized financial guidance and support.”
“At our core, fairness matters. That’s why we offer interest rates that make sense, ensuring your financial solutions are as affordable as they are reliable.”
Our Loans Are Available For All Civil Servants At Both Federal and State Level, Who Are Also Duly Registered With Accounts on “REMITA” and “IPPIS”.
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