Provest Limited Terms and Conditions

Last Updated: 1st of January 2024.

Welcome to Provest Limited, a reputable loan agency serving state and federal civil servants in Nigeria. Before utilizing our services, please carefully read and understand the following Terms and Conditions, which govern your use of our services and website. By using our services, you agree to be bound by these terms.

1. Eligibility:

You must meet our eligibility criteria to apply for a loan from Provest Limited. This includes being a state or federal civil servant in Nigeria and meeting our creditworthiness requirements.

2. Loan Application:

a. To apply for a loan, you must provide accurate and complete information in your application.

b. Provest Limited reserves the right to accept or reject loan applications at our discretion.

3. Loan Terms:

a. Loan terms, including interest rates, repayment schedules, and loan amounts, will be clearly outlined in your loan agreement.

b. It is your responsibility to review and understand the terms of your loan before accepting it.

4. Loan Approval:

a. Loan approval is subject to verification of your information and adherence to our lending criteria.

b. Provest Limited may require additional documentation or information for verification purposes.

5. Repayment:

a. You are responsible for repaying the loan according to the terms outlined in your loan agreement.

b. Failure to make timely payments may result in penalties and affect your credit rating.

6. Privacy:

a. We value your privacy and handle your personal information in accordance with our Privacy Policy.

b. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

7. Communication:

a. By applying for a loan with Provest Limited, you agree to receive communications from us via email, phone, or SMS regarding your loan application and account.

8. Fees and Charges:

a. Provest Limited may charge fees for loan processing, late payments, and other services, as outlined in your loan agreement.

9. Intellectual Property:

a. All content on our website and related materials are the property of Provest Limited and are protected by intellectual property laws.

b. You may not use, reproduce, or distribute our content without our express permission.

10. Termination:

a. Provest Limited reserves the right to terminate or suspend your access to our services for violations of these Terms and Conditions or for any other reason, at our sole discretion.

11. Governing Law:

a. These Terms and Conditions are governed by the laws of Nigeria, and any disputes will be subject to the jurisdiction of Nigerian courts.

12. Changes to Terms:

a. Provest Limited may update these Terms and Conditions at any time. It is your responsibility to review them periodically for changes.

Contact Information:

Provest Limited
2a Lateed Jakande Road, Agidingbi, Ikeja, Lagos State
Email: [email protected], [email protected]

Thank you for choosing Provest Limited for your financial needs. We look forward to serving you and helping you achieve your financial goals.